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Why choose Stillwell Risk Partners?

We recognize that every business is different.  The solutions that work for one company might not work for another.

At Stillwell Risk Partners, we take a Total Cost of Risk approach to helping our clients solve their insurance and risk management needs. We help you to Take Control of Your Risk, lower your expenses, and increase your profitability.

Our Average Client

Our average clients typically fall into a few broad categories:

Companies that are getting average - or below average - results.

Most often, you simply have not been shown a better way. Getting you the best insurance rates is not a matter of having access to all possible insurance carriers, but often, what your risk profile says about your company.

We provide the tools, resources, and work with you to improve your risk profile, limit your losses, and position you for success as your representative to the insurance marketplace.

Companies that recognize the need for Risk Management, but without the need for an in house Risk Manager.

We leverage the insurance premiums you are already paying to provide you with risk management services.  We’ll help you to take control of your risk through:

  • Building infrastructure to grow profitably
  • Support for strategic decisions
  • Helping to drive change in your organization

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At Stillwell Risk Partners, we prioritize prevention because we understand its critical role in risk management. By proactively addressing risks, we help businesses maintain safety, compliance, and operational integrity.

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Here's how we help our clients improve their profitability.

Reducing accidents and injuries

Accidents and injuries lead to insurance claims. The direct costs that come from accidents and injuries aren't too complicated - everyone understands paying a deductible or having increased premiums. But the soft costs are the real culprit to decreased profitability.

Taking a holistic approach to their risk management program

What we do is not about selling you the most insurance you'll buy, but about discovering what you have at risk, strategizing about the various ways to address that risk (avoidance, retention, transfer, and insurance), implementing that strategy, and the monitoring it's performance over time.

Managing your reputation within the insurance industry

Just like your business has a reputation with your clients and the public, your company also has a reputation within the insurance industry. Our process creates an insatiable appetite for your business in the insurance marketplace.

Providing support that helps you run your business better and more efficient

Insurance itself is not a solution to a problem. Insurance does not help you run your business better or help you manage your time. Our services do just that. The support that we provide our clients helps them to reduce other costs, use their time more efficiently, and reduce their total cost of risk.

"We were referred to Stillwell Risk Partners when reviewing our insurance, and it proved to be an excellent decision. Ryan uncovered several important gaps in our coverage and explained the differences clearly, helping us make confident, informed choices. Since moving our insurance, we’ve continued to experience a high level of service and communication."

-Mike McConnell, Walton Management

"I own a construction company and work with Ryan for all of my policies, from liability to worker’s compensation to auto. Not only did Ryan and his company help me get out of a bad situation that I was in a couple years ago, but once I switched my coverage over to him, he saved me nearly $10,000 across my different policies. Ryan is super knowledgeable and is a great communicator. He genuinely wants to help his clients understand the insurance process and save money. I really cannot recommend them enough. Thank you Ryan!"

-Chris Rahill, Rahill Roofing

Working with Ryan has been an absolute game-changer for us. Not only is he an expert with insurance, but he also understands the importance of excellent customer service. Ryan is always quick to respond, even outside of office hours. When we first met, he took the time to understand our business. He explains insurance in a way that makes things much clearer than any agent we've worked with in the past. While he has helped us manage our risk and exposure, he never tries to sell us anything we don't need. As a business owner, I appreciate that Ryan prioritizes my company, so I can focus on other things.

-Tracey Zucatti, TheSyn

Working with Ryan has been a huge relief for our business. He makes insurance easy to understand and always takes the time to walk us through our options. What I appreciate most is that he’s honest — he never tries to push anything we don’t need. Beyond just insurance, Ryan evaluates all of the risks our business faces, which gives us a much bigger picture of how to protect what we’ve built. Anytime we have a question, he’s quick to respond and makes sure we feel confident in our coverage and risk planning. I would absolutely recommend him to any business owner looking for someone they can trust.

-Mohammad Lami, Brothers Comfort Services

Working with Stillwell Risk Partners — and Ryan in particular — has been transformative for the operations of our business. He brings strategic insight, deep industry knowledge, and a collaborative approach that consistently puts Bellweather's best interests first.

As a company that pushes beyond the status quo, our requests are rarely about checking boxes — and Ryan never delivers off-the-shelf answers. He helps us confidently navigate complex risks with an informed perspective around the challenges many small businesses face. The tailored insurance solutions that he’s presented in the past three years have allowed us to protect our most valuable assets, without compromising our growth.

We value our relationship with Ryan immensely and recommend him without hesitation.

If you're looking for a partner who cares as much as you do, Stillwell Risk Partners is the gold standard.

–Melissa Sakers, Bellweather Design-Build